Where to report a scam website and how to get your money back

A website took your money and vanished, sent the wrong item or won't refund you? Act fast: banks and card networks have deadlines for disputing a payment. Here is what to do and where to turn.

First, keep the evidence

  • The website address and screenshots: the item, price, delivery and return terms, company details.
  • Messages with the seller, receipts, the order number, your bank statement.
  • The payee details: card or account number, company name, phone number used for the transfer.

Paid by card or transfer? Call your bank right away

Call the number on the back of your card or write in the banking app: report the fraud and ask to dispute the payment. Card payments can be charged back, but card networks set deadlines for it — don't wait.

A transfer to a private person is harder to get back, but report it anyway: banks share such cases, which helps stop further transfers to the same payee.

A real seller who won't refund

  • Send the seller a written complaint: what you bought, when, what you want (a refund or a replacement) and by when. Keep proof that you sent it.
  • No answer or a refusal — contact the consumer protection authority of the seller's country.
  • If that doesn't help, consider a small claim in court.

If it's a scam

Report the fraud to the police, attach the evidence and your bank statement; your bank may ask for the report number. If the website pretends to be a bank or an investment company, report it to the financial regulator too.

Stop the website from scamming others

  • Report a scam or phishing website to Google Safe Browsing: once it's listed as unsafe, browsers warn visitors.
  • Complain to the domain registrar: a whois lookup shows its name, and registrars have an abuse contact.
  • Write a review of the website: describe what happened, without insults or personal data. The site owner can't delete it — only reply.

Avoid it next time

Before paying an unfamiliar store, check the website: read the reviews, look at the company details, domain age and payment method — the checklist is on the same page.

Check a website before you pay or share your experience — it helps others.